Would You Trust a Robot With the Dollar?

August 08, 2025

Picture this: The U.S. dollar isn’t managed by elected officials.

Not even by the unelected technocrats at the Fed.

It’s run by code.

No votes. No press conferences. No Powell speeches.

Just algorithms deciding whether to print more money, raise rates, or quietly erode your purchasing power.

Sound far-fetched?

Not anymore.

The Fed Is Already Experimenting With AI

In 2025, the Federal Reserve is actively using artificial intelligence and machine learning for economic modeling and forecasting.

Publicly, they call it “modernization.” Behind closed doors, it’s something else entirely.

Across the world, central banks are investing in systems that could automate monetary policy — from interest rate decisions to digital currency rollouts.

Because to them, the real problem isn’t inflation. It’s human emotion.

Remove the emotion, they say, and we get “neutral” outcomes.

But neutral for who?

AI doesn’t ask how inflation feels to you.

It doesn’t care if your rent doubled or your savings vanished.

It just optimizes for the outcome it was trained on.

If that outcome is “stabilize the system,” and you lose 40% of your purchasing power in the process?

Well, that’s a trade-off the algorithm’s willing to make.

No accountability. No human fingerprints.

Just cold efficiency — and you on the receiving end.

The Dollar That Watches You Back

This goes deeper than rates or stimulus.

An AI-powered monetary system doesn’t just manage money — it reacts to you. Your spending, your debt habits, even your search history.

All of it becomes economic input.

Which means the future dollar may not be something you control — it may be something that controls you.

If we’ve learned anything from the last two decades, it’s this:

Technology doesn’t always make things fairer.

Sometimes, it just makes the injustice faster.

So the question isn’t: "Would you trust a robot with the dollar?"

It’s: "What happens when you don’t have a choice?"

—Death of the Dollar